METHOD / INDEX

Documents define the test. They do not replace it.

Beacon Ratio separates public-evidence review from live execution measurement and refuses to score across product classes.

DECISION STANDARD

Claim, source, limitation, reproducible test.

Public evidence

Provider pages remain attributed; terms and regulator records are limited to their product, entity, market and date.

Execution evidence

Fees, features and APIs become performance findings only after matched, timestamped observations.

Refusal gate

Missing identity, unsafe testing conditions or stale critical records can block comparison entirely.